Hit by a vehicle while walking or riding? You do not need to own a car to make a CTP claim in Queensland.
Pedestrians and cyclists are among the people Queensland's compulsory third party (CTP) scheme covers when a driver's negligence causes injury. The claim is made against the at-fault vehicle's insurer, and a Notice of Accident Claim Form has a firm deadline. If you are a pedestrian or cyclist looking for a personal injury lawyer in Mooloolaba, we explain that deadline at a free case assessment. Claims are taken on under No Win No Fee terms, which we confirm in writing before work starts. Each Mooloolaba personal injury lawyer appointment is held at our Birtinya office, for residents and visitors alike.
Mooloolaba is a busy coastal suburb where people get around on foot and by bike as well as by car. Queensland open data recorded 115 reported casualty crashes in Mooloolaba between 2020 and 2024; 10 involved a pedestrian and 14 involved a bicycle. When someone on foot or on a bike is hurt, they often assume that without their own vehicle or insurance there is nothing to claim against. In Queensland that is generally not the case. This page explains how CTP works for people who were not driving, the deadlines involved, and the conditions on which we act. It is for anyone, local or on holiday, looking for a personal injury lawyer in Mooloolaba, and appointments with a Mooloolaba personal injury lawyer are held at our Birtinya office.
Local context
Why this matters here
How We Act on Personal Injury Claims in Mooloolaba
Someone struck while walking or cycling usually has no insurer of their own to call, so our steps start with the vehicle. We act in motor vehicle accident claims, workplace and WorkCover injury claims, and public liability claims, and the process below shows how a Mooloolaba personal injury lawyer matter runs for a pedestrian or cyclist.
Free case assessment focused on the vehicle involved. We identify the vehicle, its registration and its CTP insurer, since the claim is made against that insurer rather than against you or your own policy.
No Win No Fee as a condition of acting. No Win No Fee is the basis on which we accept personal injury claims. At the first meeting you receive a written costs agreement covering those conditions and Queensland's general 50/50 cap on legal costs.
Notice of Accident Claim Form lodged on time. The form is generally due within 9 months of the accident, or 1 month after you first consult a lawyer, whichever is earlier. We confirm your date and lodge it.
Evidence gathered while it is fresh. Crash details, witness information and medical records help show how the driver's negligence caused the injury.
Negotiation before court. Our process moves from assessment, to notifications and evidence, to building the claim, then negotiation. Many claims resolve at a compulsory conference or earlier, though none is certain to.
Sunshine Coast office by appointment. Mooloolaba is serviced from Regatta 1 Business Centre in Birtinya.
Because that 1-month trigger starts when you first consult a lawyer, anyone seeking a personal injury lawyer in Mooloolaba has the timeline confirmed on the very first call.
Common local situations
What we see locally
Personal Injury Services for Mooloolaba
Personal injury services
How we can help
Motor vehicle accident claims
CTP covers pedestrians, cyclists, motorcycle riders and passengers injured through the negligent driving of a Queensland-registered vehicle. Mooloolaba's reported casualty crashes from 2020 to 2024 were most often recorded on the Sunshine Mwy and Brisbane Rd. A Mooloolaba personal injury lawyer can identify the insurer and lodge the notice.
At the 2021 Census, cafes and restaurants employed 4.8% of employed Mooloolaba residents and accommodation 2.5%. A workers' compensation application generally must be lodged within 6 months after the entitlement arises. We explain statutory benefits and whether a separate damages claim may exist.
A fall that does not involve a vehicle, such as on a shop floor or in an apartment building's common area, is generally a public liability matter. A Part 1 Notice of Claim is usually due within 9 months, or 1 month after instructing a lawyer. When a personal injury lawyer in Mooloolaba's service area reviews a fall, the first step is working out who receives it.
I was walking and hit by a car. Do I need my own CTP insurance to claim?
No. Queensland CTP generally covers pedestrians injured through the negligent driving of a Queensland-registered vehicle, and the claim is made against that vehicle's CTP insurer. You do not need to own a car or hold a policy yourself. The key issue is whether the driver was negligent. A Mooloolaba personal injury lawyer can identify the insurer and explain the notice requirements.
I was riding my bike when a driver hit me. Is that a CTP claim?
Generally, yes, if the injury was caused by the negligence of a driver of a Queensland-registered vehicle. Cyclists are among the road users the scheme covers. The claim starts with a Notice of Accident Claim Form lodged with the insurer. Whether the claim succeeds depends on the evidence about how the collision happened and your injuries, so gathering crash details early helps.
I'm visiting Mooloolaba from interstate. Can I still claim?
People injured on Queensland roads through the negligent driving of a Queensland-registered vehicle may have rights under the Queensland CTP scheme, including visitors. Queensland deadlines apply, so the Notice of Accident Claim Form is generally due within 9 months, or 1 month after first consulting a lawyer. If you have already returned home, a personal injury lawyer in Mooloolaba's service area can explain by phone how the process works.
How long do I have to lodge the notice?
A Notice of Accident Claim Form must generally be given within 9 months of the accident, or of symptoms first appearing, or within 1 month after first consulting a lawyer about a possible claim, whichever is earlier. The 1-month trigger surprises many people. A late notice may sometimes be accepted with a reasonable excuse, but that should not be relied on. Court action generally has a separate 3-year limit.
I tripped on the footpath near the beach, no car involved. Is that different?
Yes. Without a vehicle, CTP does not apply. An injury in a public place is usually handled under the Personal Injuries Proceedings Act, which requires a Part 1 Notice of Claim, generally within 9 months or 1 month after instructing a lawyer. The notice goes to the party a proceeding would be brought against, which is not always obvious.
Do I have to show the driver was at fault?
Generally, yes. Queensland CTP is a fault-based scheme, so a pedestrian or cyclist claims against the insurer of a Queensland-registered vehicle whose driver's negligence caused the injury. Crash details, witness information and medical records help show how the collision happened. Where fault is disputed, the result depends on that evidence, so record what you can early and raise it at the free case assessment.
Get in touch
Service Area Links
A pedestrian or cyclist hurt just outside Mooloolaba can use the neighbouring suburb pages below, all serviced from Birtinya. Anyone who still wants a personal injury lawyer in Mooloolaba, or has a Mooloolaba personal injury lawyer question that does not fit a page, can use the contact page.
Caboolture – Mon to Fri - 9am to 5pm - Closed Sat, Sun,
Redcliffe – Tues to Fri – 9am to 5pm - Closed Sat, Sun, Mon
Sunshine Coast - By Appointment Only
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